The recurring failure in this category is a quote given without the information that determines the cost. Four things should be settled before a number is offered, and none of them can be established from a photograph.
First, the finish depth and what follows on that ground. Turf, paving and planting each need the stump removed to a different depth, and a machine that cannot reach it in one pass turns one job into two visits. Second, where the arisings go — grinding produces a mix of chip and soil that is cheap to level and expensive to cart, and a client expecting clean fill is expecting a separate operation. Third, whether the objective is a level surface or that the stump does not come back, because species that reshoot from roots need a different depth and method. Fourth, the location of underground services, established through the appropriate enquiry process and confirmed on the ground.
Where any of those cannot be settled in advance, quote with the assumption stated and a variation mechanism that triggers on a measurable condition — rather than a lump sum that carries the risk silently.